Niraj Patel

IBM, Chief Information Officer, Real Estate and Lending Platforms

Niraj Patel is a senior business executive with a successful track record of uncovering a corporation’s hidden value and opportunities to create long-term innovative solutions to increase market share profitability. His successful plans have included strategies to address organic growth, in-organic growth through acquisitions, investments, technology solutions and exit strategies.

Mr. Patel is currently the CIO of IBM’s Lending Platforms and an executive member of the innovative IBM Mortgage Team specializing in delivering Watson, cognitive machine learning solutions, the cloud, big data, blockchain and evidence-based decisioning to transform the mortgage industry.

Mr. Patel Co-Founded ISGN, is a Partner at Witmer LLC and Managing Director for the Musser Consulting Group. Mr. Patel works closely with diverse clients including single product firms, medium size firms targeting rapid growth and international conglomerates. Previously Mr. Patel served as a founding member and Executive Vice President/CIO for GMAC Commercial Mortgage. As a member of the Executive Committee, he was a key contributor to the organization’s international growth by consistently delivering double-digit net income growth reaching as high as $341.6 million annually, increasing loan originations from $2 to $29.9 billion, building loan servicing from $5 to $276 billion.

Recognized as an award winning innovator and viewed as one of the leading technologists of his generation, Mr. Patel serves on numerous boards and panels, speaks at industry conferences and has been quoted by The Wall Street Journal and numerous commercial real estate, finance and technology publications.

Mr. Patel’s community and professional memberships have included the Microsoft Executive Circle; Eastern Technology Council; the Board of Advisors of the Marketing Center at the Temple University Fox School of Business; the NPower CIO Advisory Council. His executive board experience includes: the Mortgage Industry Standards Maintenance Organization (MISMO) Board of Directors, EnableUS and MortgageRamp.

Mr. Patel has a B.B.A. in Finance and a M.I.S. from Temple University.